DEFINE YOUR INVESTMENT GOALS AND CONSTRAINTS.
This includes analyzing your personal financial goals, tax situation, investment time horizon, other assets, and risk tolerance. This is the most important step and is why we emphasize the importance of regular face to face interaction with you.
SELECT SPECIFIC INVESTMENTS FOR EACH ASSET CLASS.
Depending on your needs and preferences, this may include mutual funds, tactical/alternative funds, exchange-traded funds (ETFs) and/or bonds.
ALLOCATE YOUR ASSETS TO MEET YOUR GOALS.
Once we get to know you, we determine an asset allocation to maximize the likelihood of meeting your goals. We analyze different asset classes such as domestic stocks, international stocks, short-term and long-term bonds, and how they tend to interact.
Customized for each client and participant, our financial planning exemplifies Meridian's intensely personalized service.
Comprehensively personalized for you and your needs
Let us map out the most
tax-effective route to drive your goals.
Enjoy an all-in-one-place access point for your finances on an easy-to-use online account.
Syncing external accounts to your online platform shows us a complete picture, ideal for the creation of your comprehensive plan.
Everyone's financial life is different. When we gain insight on yours, we formulate a plan for your goals.
Peace of Mind
You can sleep soundly knowing Meridian has everything under control.
PLANNING FOR THE FUTURE:
The Ongoing Process
In both investing and life, the only thing that is certain is change. Marriage, career changes, parenthood, retirement, illness and many other life events all affect your financial situation. At Meridian we are with you through each of these changes. We encourage you to meet with us at least once a year to review your investments and personal situation. You may prefer to meet with us as often as quarterly. These meetings confirm that our recommended strategies continue to be appropriate for you.
As markets move up and down we will occasionally rebalance your investments back to the recommended asset allocation targets. This maintains your investment strategy at the appropriate level of risk. Your account will be reviewed each quarter by Meridian’s team of investment managers.
Monitoring the individual investments is the final link in the process. Our mutual fund monitoring process is ongoing and comprehensive. Every mutual fund we use is reviewed at least four times per year for changes in performance, risk, management, and many other criteria.
Financial Planning Services